|

Better benefits for a stronger, healthier team

|

Group Insurance

A blue background with a white triangle in the middle.

Offering quality health benefits isn’t just good for employees—it’s essential for attracting and retaining top talent. Group insurance helps businesses provide comprehensive healthcare coverage, supporting employees’ well-being while keeping costs manageable. Whether you’re a small business or a large company, we help you find a plan that fits your team’s needs.

Understanding group Insurance

01

Group insurance allows employers to provide health benefits to employees, often at a lower cost than individual plans.

02

Coverage can include medical, dental, vision, life, and disability insurance, creating a comprehensive benefits package.

03

Employees typically share the cost of premiums, making it an affordable option for both businesses and workers.

04

Offering group insurance enhances employee satisfaction, improves retention, and strengthens workplace morale.

A city skyline with a body of water in the foreground

Customizable Plans for Businesses of All Sizes

Group insurance provides a cost-effective way to offer healthcare benefits while ensuring your employees stay healthy and productive. Plans can include health, dental, vision, life, and disability coverage, allowing businesses to create a well-rounded benefits package. Learn about our group insurance options.

Employers often receive tax incentives for offering group insurance, making it a financially beneficial choice. Additionally, employees gain access to better coverage options at lower costs than they would with individual plans. Explore cost-saving benefits.

We work with businesses to customize plans that fit their needs, whether you have a small team or a large workforce. Our team is here to help you navigate enrollment, compliance, and coverage options. Contact us to discuss group plans.

Key group Insurance Statistics

49%

of Americans receive health insurance through their employer.


Source: Kaiser Family Foundation

78%

of employees say benefits are a major factor in choosing a job.


Source: Glassdoor

60% 

of small businesses offer health insurance to employees.


Source: NFIB

Frequently Asked Questions

  • What does group insurance typically cover?

    Group insurance plans can include health, dental, vision, life, and disability coverage. Employers can customize plans to include various benefits that support employee well-being and financial security.

  • How does group insurance save money?

    Group plans typically have lower premiums than individual plans due to risk being spread across multiple people. Employers may also qualify for tax benefits when providing coverage.

  • Is group insurance required for businesses?

    Businesses with 50 or more full-time employees are required to offer health insurance under the Affordable Care Act. However, smaller businesses can also provide coverage as a competitive advantage.

  • Can employees add family members to their group plan?

    Yes, most group insurance plans allow employees to add spouses and dependents. Employers may contribute to family coverage, or employees may pay additional premiums for dependents.

  • How do I choose the right group insurance plan for my business?

    Choosing the right plan depends on factors like budget, number of employees, and coverage needs. We can help you compare options and select a plan that works best for your business and team.

Note: The statistics and sources provided are based on the latest available data as of 2023.